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Now, I want to have a showroom to highlight my designs,” he said.But Boyd’s ambitious plans all hinge on obtaining a bank loan, and he’s hoping to enhance his chances by being among the first business owners to take advantage of a new program that offers hands on technical assistance to minority and women owned companies.The Office of Urban Initiatives Inc., in partnership with the University at Buffalo Center for Urban Studies and six area banks, is intensifying efforts to provide “micro loans” to minority and female entrepreneurs who desire to start new businesses or expand existing companies.The Erie County Industrial Development Agency has set aside $150,000 to provide loans ranging from $2,500 to $10,000 to smaller start up businesses or companies that are eying expansion. The first loans could be made early this fall.Antoine M. Thompson, the program’s executive director, concedes that there are a number of loan programs tailored to assist small businesses in urban communities.”But there’s a major void, because many of these folks are not ready to do business with the banking community.

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